Last night, on our way home from the gym, my husband got a hankering for Village Inn. We haven’t been to a Village Inn in years, but as we were driving by (like we do every night), he said he felt like going in. What the heck – we’ve been spending less than $50 a month eating out for quite a while now. So in we went, and spent $20. We had a great time, it was a nice impromptu date, and we didn’t have to cook. That officially put us over our self-imposed $1000 spending limit for our current credit card billing cycle, which ends on Saturday. But we had a thoroughly good time, so it was worth it.
This morning, I checked the card balance, and the bulk oats we bought at Wild Oats last week had showed up on the card. Oops – I had forgotten about that one. We buy organic oats in 50 pound bags, once every 4 or 5 months. We get a discount, but it sill comes out to about $40 for the bag. So now we’re up to about $1050 for the credit card bill. Bummer. But we do have oats to last until next spring.
Then I remembered that as of Saturday, we’ll have 10,000 points on our credit card. We charge everything to the same credit card, and they give us rewards that we can claim once we get 1000 points. Stuff like gift cards and random toys. But we always wait until we have 10,000 points, because then we can just get $100 credited to our statement. That makes more sense than getting gift cards so that we can go buy stuff that we don’t really need in the first place. So next week, we’ll get $100 credited to our balance. Hooray! That means that our balance will be under $1000 after all.
So it all worked out ok today.