The Carnival of Personal Finance is up at Young and Broke. I just spent an hour reading most of the posts, which inspired me to keep chipping away at my own financial goals. I agree with Lazy Man when he talks about how so many personal finance articles have the same stuff – once you’ve eliminated the lattes and cable tv, that tip doesn’t help anymore. When I started reading pf books, magazines, and blogs about three years ago, I was already pretty frugal, and pretty broke. It didn’t help to tell me to eliminate lattes and pack my lunch, because I was already doing that out of necessity. These days, we have our investments and savings automated, we pay extra on our mortgage every month, we pay our credit card in full every month, and the only debt we have besides our mortgage is $2800 on a 0% interest credit card. So most of the advice and tips I read aren’t ideas that I can implement.
But I still like to read library copies of pf mags, and I love pf blogs. Even if I don’t get a new idea, I still feel inspired to keep working towards our goals, to keep increasing our savings, and to continue to live meaningfully, with a purpose not defined by my stuff. And every once in a while, I get a new idea. So thanks for all the great articles, and may 2007 be a great year for all of you!