You Can Avoid The News And Still Be A Good Citizen Of The World

October 2, 2013

Last December, I stopped reading the news.  (I did the same thing a few years ago, but ended up going back to reading the news after a few months – this time, I’ve been much better at sticking to it).  For the last ten months, I’ve focused on news that’s related to healthcare reform (my […]

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Updates From Our Frugal Abode

September 23, 2013

Good morning!  Long time, no blog – I know.  It’s been a bit of a whirlwind around here for the past several weeks, but I haven’t forgotten my little corner of the internet here. Our son has been in kindergarten for a month now, and he loves it.  I don’t love the 6:40am wake-up, but […]

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Starting A Business With $100 – Resources To Help You Do It

April 30, 2012

Over the last couple years, I’ve participated in getting the word out about Only72 sales (they last for 72 hours – hence the name) run by Adam Baker and Karol Gadja.  There have been a few other similar sales in that time (like the one about simplifying your family life earlier this month), but Baker […]

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3 Day 90% Off Sale To Help You Launch Or Grow Your Online Business

November 28, 2011

A few months ago, I wrote a post about how we started our business and what we’ve learned over nearly a decade of self-employment.  I wrote the post in response to numerous questions from readers over the years, and I know that self-employment – especially businesses that allow you to work from home (or wherever […]

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How To Start Blogging

November 2, 2011

It’s been more than five years since I created  Over the years I’ve had lots of readers who have mentioned that they’d love to set up their own blog but are unsure of the best path to take.  I’m very fortunate to have a husband who loves web technology and has been my answer […]

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Earning An Extra $500 A Month As A Stay At Home Parent

September 23, 2011

When I asked for reader feedback on what you wanted me to write about, I got this comment from Kaytee: Any tips on being a basically SAHP (my husband will be a SAHD once our baby is born) but also earning a little income on the side? To have a reasonable chance of surviving on […]

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How We Established Our Own Business

August 22, 2011

In my post asking what you’d like to see me write about, two readers asked me to address the specifics of how my husband and I set up our home-based business, and I’ve also had numerous emails about this subject over the years.  So I’m going to lay out the basics of what we did, […]

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Can You Make Money With A Blog?

June 21, 2010

Well, yes, you can… there are lots of bloggers who do just that, and some who have even been able to quit their day jobs to focus on blogging full time (or part time!).  But there are many more bloggers who make very little or no money from blogging.  Some prefer it that way, and […]

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Reducing Our Dependence On Cars

June 16, 2010

People are often amazed that my husband and I have cars that are 20 years old and still going strong. Yes we’ve been lucky to have reliable vehicles, and we’ve also stayed on top of basic maintenance. But the real key is that we don’t drive much. We bought my car from its original owner […]

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Bye Bye Wells Fargo!

August 26, 2009

Back in January, we decided that we needed a new bank.  We have finally checked that task off of our to-do list – better late than never I suppose.  Around the time we became frustrated with Wells Fargo, we also decided to sell our house, which meant several months of sprucing things up and going […]

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Don’t Fake It Till You Make It

May 4, 2009

We were cleaning last night, getting the house ready for a meeting with our new Realtor this morning (it went great, she’s great, life is great).  When I was cleaning the floor in my husband’s office, it struck me that he still works at the same small desk he had when I met him, eight […]

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How To Lose A Sale

May 1, 2009

In 2002, when my husband and I went house shopping the first time around, we used a Realtor who was recommended by the mortgage broker we were using.  He had impressive credentials.  He had been in the business since 1986, was Realtor of the year in this area at least once, was in the ‘hall […]

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How We’re Paying Our Business Expenses Post-Wells Fargo

February 3, 2009

Good to know that Wells Fargo is making good use of their bailout money afterall.  I suppose it is more important to take the employees on a Vegas vacation than to keep credit available for small businesses with spotless credit. For now, we’re using the credit card that I got back in 1997 for our […]

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Helpful Advice From Wells Fargo

February 1, 2009

Yesterday we finally got our letters in the mail from Wells Fargo, officially letting us know that they had closed our business credit card accounts.  The letter is ridiculous, and I thought I’d share it with you all.  It’s good for a laugh anyway.  They mention that they closed the accounts and that they understand […]

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Very Disappointed In Wells Fargo

January 30, 2009

An open letter to Wells Fargo and anyone else who cares: Dear Wells Fargo, I have been banking with you for six years.  My husband has been with you since the mid-90s.  When we bought our house and consolidated our finances, we decided to merge my bank accounts with his and move everything to your […]

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Crazy Jobs

January 26, 2009

J. Money over at Budgets Are Sexy has put together a great list of crazy jobs that we frugal folk have held over the years.  My days as a dishroom girl in a dorm cafeteria are chronicled, along with plenty of other good jobs that will either make you grateful for your 9 – 5 […]

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Frugal Because We Want To Be

December 11, 2008

I got a comment today on my post about our financial goals that I thought was worth further discussion.  Dave wrote: “I don’t know much about you but it seems like you folks have plenty of money. Anyone know of a blog directed toward the working poor? Somebody making / surviving on $30K a year?” […]

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So Much Better Off With Less Money

October 6, 2008

We went to a retirement party on Friday evening. It was for a man my husband and I both worked with back in our bad old corporate days. Being back at that office revived a lot of memories for both of us. Some good (like meeting each other) but mostly bad (like 13 hour days, […]

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Nearly Finished Painting The House

July 27, 2008

We’re so close to the end of our painting project. We got our HOA to give us an extension to the end of the month, and it looks like we’re going to make it. We’ll probably have to spend two evenings this week and then it will be done. (actually, it looks like about two […]

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Credit Cards Can Be Your Friend

July 23, 2008

I’ve made it very clear throughout my blog that I’m a fan of credit cards. My husband and I put all our purchases on one credit card, with the exception of Costco, where we use AmEx, since it’s the only credit card they take. We earn rewards on our cards, have a clear statement of […]

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A Family That Paints Together…

June 28, 2008

We’re in the middle of painting our house, but thanks to my family we’re a lot closer to the end of the project than we were two days ago. We’re painting because the HOA told us we had to – as they did with about half the neighborhood, from the looks of the semi-finished painting […]

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I Resigned

June 2, 2008

I quit my library job today. I made up my mind last week, and spent the last few days thinking about telling my boss.  She and I were coworkers for three years before she became my boss last fall, and we’ve been good friends for all of that time.  Until last month, she and I […]

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Ten Years Gone By

May 22, 2008

JD at Get Rich Slowly has posted an article about what his life and finances were like ten years ago, and has invited other bloggers to share their stories as well.   I think it’s interesting to look back over where we’ve been and to think about where we’re headed, so here goes… Ten years […]

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A Nearly Paperless Office

April 18, 2008

Lynnae wrote earlier this week about going paperless around the house.  Using rags and washcloths instead of paper towels and wipes, cloth napkins, cloth diapers… there are so many ways to limit the use of disposable paper products (and indeed, disposable anything).  My husband and I always try to make sure that we never have […]

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The Choices We Make

April 16, 2008

My husband and I both currently work full-time (probably more than full-time if we were to actually keep track).  We don’t make a huge amount of money, but it’s plenty for us.  I know we could be earning a lot more money if that were our primary focus, but we decided a long time ago […]

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Blogging Income

April 2, 2008

When I started this blog, I was excited about getting to write about whatever frugal ideas I happened to be having, and also about the possibility of making some extra money blogging.  The writing part of it has been great from the start, but it seemed to take forever before the blog made any money […]

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My Thursday Round-Up and Random Thoughts

February 8, 2008

It’s been a crazy week here at the Frugal Babe house.   My husband is doing really well with his recovery, but he’s still pretty limited in terms of activity, since he’s in an immobile leg brace and attached to an ice machine most of the day.   He’s been putting in tons of hours […]

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Saving My Vacation Time

January 21, 2008

I’ve been saving my vacation time at my library job ever since we started trying to get pregnant, knowing that I would need it for maternity leave (or that if I decide to quit when the baby is born, it will be a nice fat final paycheck).   I currently have about 155 hours saved […]

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Figuring Out Business Expenses

January 6, 2008

I spent a chunk of today sorting through Microsoft Money to get our business expenses in order for tax time.   Until 2007, I kept track of business expenses with a record book, a pen, and a calculator.   I was very resistant to the idea of switching to a computer program, but I finally […]

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A New Year, A Clean Slate

January 2, 2008

I never make new year’s resolutions.   It’s always seemed like a silly tradition to me, and I tend to make modifications to my life on an on-going basis whenever I see something that needs to be tweaked.   It doesn’t have to be a specific day – I just set goals whenever they come […]

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Financial Accomplishments in 2007

December 23, 2007

We’ve both had our final paychecks for 2007, so I have total numbers available for income and savings.   Our pretax income was $70,106.   We paid a total of $15,618 in taxes – not sure if we might get some of that back or not (this was our first year of being W2 employees […]

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Education On A Shoestring

December 5, 2007

My husband does all the website design for our insurance agency.  He’s very good at it, and everything he knows has been self taught over the last four years since he set up the website.  He’s constantly tweaking it and adding to it – we get comments all the time on how user friendly and […]

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$6.97 Commission

December 4, 2007

One of the insurance companies that we represent pays us twice a month – on the 15th and on the last business day of the month.   It is a very reputable company (we actually have our own health insurance through them) and we’ve been working with them for over four years.   In that […]

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Heading Off The Identity Thieves

November 24, 2007

As soon as we had dealt with the bank people yesterday regarding  the fraudulent charge on our  business credit card, I used to get credit reports for both of us.   I had never used that website before, and I really liked it.   In the past, I’ve always called the credit reporting agencies […]

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Credit Card Fraud Sucks

November 23, 2007

This morning I sat down to enjoy my breakfast at my desk while I opened mail from Wednesday and prepared to pay some bills.   The first thing I opened was a letter from our bank saying that our request for a balance transfer had been processed through our business credit card.   Hmmm.   […]

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Thanksgiving and Paid Vacation Days

November 22, 2007

We just spent a great Thanksgiving with some of my husband’s extended family that live near us.   We brought a spinach salad (about $12 for the ingredients), and ate all sorts of great food that everyone made.   I always enjoy hanging out with that group of people, and today was no exception.   […]

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Dilema Solved

August 19, 2007

Last week, I was pondering the ins and outs of a new position at the librarywhere I work.   I went to work on Thursday after deciding that I would go ahead and apply for the job.   But then we had a bit of a human resources earthquake that day, and I’ve changed my […]

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Should I Apply?

August 15, 2007

I have a dilema.   The library where I work 32 hrs/week has just opened a job at another desk.   It’s one of the only non-circulation positions that does not require an MLS, so I am eligible with my bachelor’s degree.   The pay is between $15 and $22/hr, depending on the experience the […]

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Can I Make Money With My Crafty Cards?

August 5, 2007

For the last few years, I’ve been making greeting cards for our family and friends.   I’ve also made sets of photo greeting cards and given them as Christmas presents, with 10 cards and envelopes tied  in a bunch with pretty string.   Time and again recipients have told me that I should sell my […]

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Eating Out On the Company Dime

August 2, 2007

Once we incorporated our business in the spring of 2006, we officially split our business finances from our personal finances.   Obviously that isn’t entirely true, since the business is our main source of income, and we are the only two employees.   If the business makes money, we make money – if it doesn’t, […]

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