I got my final paycheck from the library yesterday. It was a good one, because I had more than 200 hours of vacation time saved up, and they cashed that out on my last check. After taxes I ended up with over $2000, which is a good windfall. Over the last year, I didn’t take any vacation time at all – I worked every shift I was assigned, and I also volunteered to be the person who goes in and empties the book drop and checks in books on holidays. Every single holiday for the last year. So instead of having to take vacation time for holidays, I was getting paid to work. I did that because while I was pregnant, we weren’t sure if I was going to quit my job or not. If I hadn’t quit, I wanted to have plenty of vacation time saved up for maternity leave and to be able to take days off to stay home with our baby after I went back to work. Since I decided to quit instead, I just got a check for all the vacation time. Makes all those holidays when I went in to empty the book drop seem very worth it now!
Anyway, I put $1000 of the money into my Roth IRA. That’s the first money I’ve put into that account this year. We plan to max it out, so we still have $4000 to go, but it feels good to have made a start. The rest of the check will be going into our HELOC. I’m really looking forward to getting the HELOC balance under $20K, and I’m hoping that will happen within the next couple months. This will help.