I deposited paychecks amounting to $2200 in our bank account on Thursday. Back when we were in debt, we would divide our paychecks among the various debt accounts we had, all neatly noted on the yellow legal pad that I used to track our debt progress. We still “spend” our paychecks, but it’s a lot more fun these days. After I deposited our checks, I sent $1000 to my Roth IRA (only $2000 left to go for this year), $300 to our solar panel fund, and $200 to our car fund. $430 is allocated to pay for our health insurance for September. We’re giving $100 to Friends of Tanzania, and the little bit that’s left over is going in the HELOC. I like to move money out of our checking account as soon as it comes in – out of sight, out of mind. We do make more money than we used to, but once I’ve moved it to an IRA, or the HSA, or an online savings account, it doesn’t look like we have more money. Which makes us spend about the same amount as we always have on day to day stuff.
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