Bogleheads

I wanted to share a good forum with you all.  Some of you are probably already regular visitors to Bogleheads, but if you aren’t, I highly recommend it.  The tagline of the forum says “investing advice inspired by the example of Jack Bogle” (Jack Bogle started Vanguard), although the topics discussed extend beyond just investing into pretty much any personal finance topic you can think of.  The members subscribe to much the same philosophies in life that they do in investing (and these happen to coincide nicely with my own).  Basically, they strive to keep expenses low, invest or save as much as possible, clearly understand the difference between needs and wants (that doesn’t mean never fulfilling a want, but it does mean understanding that fulfilling a current want might push a long term goal further back), and understand as much as possible about personal finance topics.

My husband and I have been reading the Bogleheads forum for a few months now, and have found a lot of the discussions to be fascinating.  We’ve also gained some great ideas in terms of strategies for maximizing risk while minimizing expenses with our own investments.  If you’re not reading Bogleheads yet, check it out – there’s a topic for just about everybody on that site.