About a month ago, we lowered our cell phone bill from $50/month to $10/month, ended up with a much better phone, and still get the same amount of phone service that we’ve always had. I’m thrilled with the new plan, and want to share the story with you all in case any of you are… Continue Reading
Refinancing Our Mortgage
About a year after we bought our house, we considered refinancing. At the time, we were being offered a rate of 3.75%, and we owed about $152k on our house. After doing the math, we decided that it didn’t make sense to refinance, and we kept our 4.625% loan. But now, two and a half… Continue Reading
Ten Bucks For A New Carpet Cleaner
The main level of our house has a lot of oatmeal-colored carpet. It’s in our bedrooms, hallway and living room. It wouldn’t be my first choice – I prefer hard floors that can be mopped – but it’s what was there when we bought the house, and it’s only five years old, so it’s not… Continue Reading
Curbing Impulse Spending When You’re In Debt
I wanted to expand a bit more on the post I wrote recently about curbing impulse spending. An out-of-sight, out-of-mind tactic has always worked well for us. We move our money into various savings accounts as soon as we get paid, so that we never miss it and never feel like we have “extra” money… Continue Reading
Healthy Living eBook Sale – The Best I’ve Ever Seen!
I haven’t been this excited about an ebook bundle in a very long time. This one is so awesome, and it’s a perfect fit for my blog. It’s all about healthy living, which is one of my favorite topics. You get 34 healthy living ebooks for $29! (valued at over $300 if you bought them all… Continue Reading
A Good Enough House For A Great Life
Last spring I published a post that was inspired by an email I got from a reader named Kate. She wrote about how being able to pay for something isn’t the same thing as being able to afford it, and I loved her perspective. We had some back and forth emails, and then at the… Continue Reading
My DIY Wall-Mounted Jewelry Box
A couple weeks ago, I saw this post on Organizing Made Fun, and I really liked the wall mounted jewelry box. My jewelry was in a regular box on a shelf in the back of our closet. It was hard to get to, hard to see what was in it, and I realized that I… Continue Reading
My Simple Cleaning Schedule
I love getting rid of clutter. I love the look of flat surfaces with nothing on them. I even sort of enjoy cleaning. I’ve never enjoyed cleaning bathrooms, but the rest of it isn’t bad at all. I love the productive feeling I get when things are nice and clean – even though it lasts… Continue Reading
Smart Phones Are A Luxury, Not A Necessity
I’ve been selling some stuff on Craigslist lately, and yesterday I got a sob story email from a guy who was telling me how much he needed the stuff because he’d recently had to sell his car in order to “keep a roof over his family.” And at the bottom of the email was one… Continue Reading
Simple Investing, Goodwill Finds, Workouts, Facebook – Lots Of Wanderings!
Good morning beautiful people! I have a few links I’ve found lately that I want to share with you. Today’s post has a bit of everything. First, I’ve recently discovered Jim Collins’ blog, and it’s quite inspiring. He’s just retired at age 61, but he’s been financially independent since 1989. That is pretty awesome. He… Continue Reading